Practical guides and articles on personal finance, tax, and money in Nigeria
Showing 24 of 125 articles · page 4 of 6
The Nigerian Education Loan Fund (NELFUND) provides interest-free loans for higher education. This guide explains eligibility, the 10% repayment rule, and how it impacts graduate salaries.
Nigeria withholding tax is an advance payment of income tax deducted from specific transactions, now governed by the Deduction of Tax at Source (Withholding) Regulations, 2024.
If you rent or lease property in Lagos, the Lagos State tenancy law affects how notices are served, how rent is collected, and how possession is recovered.
In Ghana’s Basic Education Certificate Examination, the aggregate score determines placement, where a lower numerical score indicates a stronger result.
The National Housing Fund allows registered contributors to access housing finance, but paying the 2.5% contribution does not guarantee mortgage approval.
Learn VAT registration requirements in Kenya, including the VAT threshold, registration process via KRA iTax, and the VAT number format for businesses.
If you earn a salary in Kenya, your gross pay is only the starting point. Your take-home pay is what remains after statutory deductions are applied under Kenyan law.
Learn how Ghana SSNIT contributions become a pension, how the 180-month rule works, and how to calculate pension credit using real GH¢ examples.
This guide covers the VAT registration process in Nigeria, including requirements for the VAT certificate, understanding your VAT number, and navigating current tax law reforms.
This guide breaks down the biblical principle of tithing, how it applies to different income types, and practical ways to calculate it for freelancers, entrepreneurs, and those with irregular earnings.
Learn how to match your profile to real Nigerian scholarships, avoid scams, and apply with confidence instead of wasting time on irrelevant listings.
A Retirement Savings Account (RSA) is the individual pension account used under Nigeria’s Contributory Pension Scheme (CPS).
Nigeria’s 2025 tax reforms changed how companies are classified for tax purposes from 1 January 2026. Businesses must determine if they meet the new turnover and asset thresholds for the 0% CIT rate.
Many Nigerian SMEs struggle because their numbers are unclear, leading to cash leaks, risky tax filings, and decisions based on guesswork instead of facts.
A clear guide to PAYE vs provisional tax in South Africa, including who pays, how calculations work, deadlines, penalties, and examples.
For most Nigerian university applicants, WAEC and NECO are treated as equivalent O’Level qualifications when the required subjects, grades and number of sittings are satisfied.
NHIS contributions are now recognised as eligible deductions when calculating an individual’s chargeable income under Nigeria’s tax framework.
CAC registration in Nigeria begins with one question: what entity type fits your activity, ownership, and filing obligations?
Your JAMB score is just one piece of the puzzle. What really determines whether you get that admission letter is your aggregate score—a weighted combination of your UTME result and more.
An employee contribution paid into an approved pension arrangement can reduce the income used to calculate PAYE in Nigeria. This guide breaks down the tax deduction mechanics.
RDP housing in South Africa is a state-subsidised housing programme designed to help qualifying households access a basic, secure home under the national housing framework.
Learn how NERC electricity Bands A–E work, calculate your Nigerian power bill, and understand why neighbours may pay different tariffs.
Nigeria’s tax identity system changed under the 2025 tax reforms, making the National Identification Number the primary reference for individual taxpayers.
SARS eFiling is the South African Revenue Service’s online system for registering, logging in, submitting tax returns, making payments, and managing tax profiles in a secure environment.