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Kenya Shilling vs Dollar: A 5-Year Look at What Changed
The Kenya shilling–U.S. dollar exchange rate changed sharply over the past five years, moving from an annual average of KSh109.60 in 2021 to KSh129.30 in 2025.
Practical guides and articles on personal finance, tax, and money in Nigeria
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The Kenya shilling–U.S. dollar exchange rate changed sharply over the past five years, moving from an annual average of KSh109.60 in 2021 to KSh129.30 in 2025.
If you send money to family in Nigeria, Ghana, or Kenya, the headline fee is only half the story. The real cost is the transfer fee plus the exchange-rate spread.
See the full M-Pesa fee brackets for 2026 including send money, withdraw, Paybill, Buy Goods, Fuliza, and M-Shwari, along with scenarios to help you cut costs.