Practical guides and articles on personal finance, tax, and money in Nigeria
Showing 24 of 28 articles · page 1 of 2
This article explains what is behind the depreciation of the Ghana cedi, how it affects households and businesses, and how Ghanaians can practically and legally manage currency risk.
If you are importing goods into Nigeria, understanding the real cost beyond the invoice price is critical. Landing costs can add 50% or more to your shipment.
This guide compares mortgage rates, requirements, and monthly payments in Nigeria, Kenya, and South Africa to help you determine which market offers the most affordable home financing.
Learn how money market funds work in Kenya, current interest rates, taxation, risks, and how to start investing.
If you are buying land, a house, or commercial property in Kenya, stamp duty is one of the largest statutory costs you will pay during transfer.
If you are trying to choose between medical aid and a hospital cash plan in South Africa, a registered medical aid protects you far more against actual medical bills.
If you're a farmer or agribusiness owner in Nigeria looking for affordable financing, understanding the differences between Bank of Agriculture, NIRSAL, and CBN schemes is essential.
Maize farming in Nigeria requires careful budgeting because fertilizer, improved seed, land preparation, transport and labour prices can change significantly between states and seasons.
When the South African Reserve Bank changes the repo rate, the effect on your home-loan repayment usually comes through the bank’s prime lending rate.
One year into South Africa's two-pot retirement system, over 2.4 million withdrawal tax directives have been approved. This article explains what withdrawal actually looks like in practice.
Solar payback in South Africa now depends on rising electricity tariffs, system design, and daily usage patterns rather than just emergency backup needs.
Poultry farming in Nigeria can generate strong sales while still producing a loss. Many new farmers calculate revenue from chicks purchased, ignoring survivors, market weight, and cycle downtime.
Catfish farming in Nigeria is a numbers business that requires careful calculation of startup capital, feed expenses, and harvest timing to remain profitable.
Moving into a new rental in Nairobi involves much more than just the first month's rent. Learn how to calculate your total move-in budget including deposits, agent fees, and moving costs.
The Nigerian Education Loan Fund (NELFUND) provides interest-free loans for higher education. This guide explains eligibility, the 10% repayment rule, and how it impacts graduate salaries.
A Retirement Savings Account (RSA) is the individual pension account used under Nigeria’s Contributory Pension Scheme (CPS).
NHIS contributions are now recognised as eligible deductions when calculating an individual’s chargeable income under Nigeria’s tax framework.
An employee contribution paid into an approved pension arrangement can reduce the income used to calculate PAYE in Nigeria. This guide breaks down the tax deduction mechanics.
Calculating the payback period for solar energy in Nigeria requires balancing the high upfront cost against the rising price of petrol and ongoing maintenance expenses.
Ajo and esusu haven’t disappeared—they’ve gone digital. In 2026, millions of Africans still rely on rotating savings groups, but the way contributions are managed has changed.
The SASSA SRD grant remains one of South Africa’s most searched social assistance topics because many applicants want clear answers about status checks, payment timing, and rejection reasons.
Every planting season, Nigerian farmers face the same question: What should I plant this year? The truth is, profitable crop selection is about matching soil, rainfall, and market price.
Nigeria’s 2026 planting season brought a sharp increase in the cost of fertilizer and farm inputs, with prices varying significantly by location and government intervention.
Cocoa farming in Ghana remains one of the country’s most important agricultural businesses because income depends on a clear chain: yield, farmgate price, and production costs.