Practical guides and articles on personal finance, tax, and money in Nigeria
Showing 24 of 125 articles · page 1 of 6
Snail farming is one of Nigeria's most accessible agribusinesses, but social media often oversells the returns. We break down realistic 2026 startup costs and revenue models.
Discover what a Certificate of Occupancy truly protects you from in Nigeria, its legal limits under the Land Use Act, and how to properly verify your land documents.
Nigeria’s statutory national minimum wage in 2026 is ₦70,000 per month. This guide explains how it affects monthly payroll, PAYE tax, pension calculations, and state-by-state wage administration.
This article explains what is behind the depreciation of the Ghana cedi, how it affects households and businesses, and how Ghanaians can practically and legally manage currency risk.
If you are importing goods into Nigeria, understanding the real cost beyond the invoice price is critical. Landing costs can add 50% or more to your shipment.
When you donate goods like rice or equipment instead of cash, organisations must determine a reasonable naira value to ensure transparent financial records.
This guide compares mortgage rates, requirements, and monthly payments in Nigeria, Kenya, and South Africa to help you determine which market offers the most affordable home financing.
If you're buying property in South Africa, transfer duty is often the biggest tax bill you'll face after the purchase price.
Learn how money market funds work in Kenya, current interest rates, taxation, risks, and how to start investing.
When employment ends in Kenya, severance pay is often used to describe every amount paid at exit. Under the Employment Act, however, it is a specific statutory payment connected to redundancy.
Selling land, a building, company shares, digital assets, or another valuable asset in Nigeria can create a taxable capital gain. The calculation generally starts with the difference between the disposal proceeds and the allowable cost of acquiring and disposing of the asset.
Learn how Morocco payroll deductions work, including CNSS social security, AMO health insurance, and progressive income tax brackets.
Getting a National Identification Number in Nigeria is free for first-time enrolment, but correcting information already attached to a NIN may attract an official service fee.
Learn how overtime pay works in Kenya, including 52-hour limits, 1.5x and double-pay rates, formulas, examples and employment-law rules.
If you are buying land, a house, or commercial property in Kenya, stamp duty is one of the largest statutory costs you will pay during transfer.
If you employ anyone in South Africa for 24 hours or more per month, the Unemployment Insurance Act 63 of 2001 requires you to register with the Unemployment Insurance Fund (UIF), deduct contributions from salaries, and submit monthly declarations.
Learn how to renew your Nigerian driver's licence, including current FRSC fees, the required application steps, biometric capture, and the collection process for your permanent card.
Compare garri, cassava flour and starch processing margins in Nigeria, including conversion rates, costs, revenue examples and break-even calculations.
The Kenya shilling–U.S. dollar exchange rate changed sharply over the past five years, moving from an annual average of KSh109.60 in 2021 to KSh129.30 in 2025.
Land title registration in Ghana is the formal process of recording ownership or an interest in land with the Lands Commission, establishing official ownership and boundaries.
If you work in Zambia, your payslip normally shows several figures before the final amount reaches your bank account. Learn how PAYE and NAPSA are calculated for 2026.
Opening a business bank account in Nigeria involves more than presenting a CAC certificate and a valid identification document. Banks examine the people behind the business, address, and finances.
Discover what NHIS covers in Nigeria, what's excluded, and real out-of-pocket costs. Learn contribution rates, benefit packages, and how to avoid surprise bills.
Learn how Nigeria taxes crypto sales, staking, mining, airdrops and VASP activity, with naira examples, filing records and Nigeria Tax Act guidance.