Practical guides and articles on personal finance, tax, and money in Nigeria
Showing 24 of 125 articles · page 2 of 6
If you have ever worked on a public holiday in Nigeria, you have probably asked if you get paid double. This guide breaks down what the Labour Act says and how to calculate your pay.
Nigeria's 2026 tax framework requires taxpayers to declare all sources of income, including side-hustle earnings. Learn how to handle freelance income, expenses, and filing obligations.
This guide helps Tanzanian business owners understand their monthly tax obligations, focusing on VAT registration, payroll withholding, calculations, and filing deadlines.
If you're a Muslim in Nigeria trying to understand your giving obligations, knowing the difference between Sadaqah and Zakat is essential.
Learn how waqf works in Nigeria, the legal framework, requirements, and step-by-step process to set up a valid Islamic endowment for charity or family.
If you are trying to choose between medical aid and a hospital cash plan in South Africa, a registered medical aid protects you far more against actual medical bills.
Learn how to renew your NHIS membership in Ghana, understand coverage scope, premium rates, and key 2026 reforms like provider tariff hikes and benefit expansions.
South Africa’s National Health Insurance (NHI) is legally established but not yet operating as a fully functional nationwide health insurance fund.
If you're a farmer or agribusiness owner in Nigeria looking for affordable financing, understanding the differences between Bank of Agriculture, NIRSAL, and CBN schemes is essential.
Maize farming in Nigeria requires careful budgeting because fertilizer, improved seed, land preparation, transport and labour prices can change significantly between states and seasons.
Tilapia fish farming in Nigeria can be planned as a small agribusiness, but the financial result depends on pond design, water availability, fingerling quality, and market conditions.
If you earn money from a side hustle in Nigeria, you are legally required to declare it for tax purposes. This guide explains the rules for declaring income and filing your returns.
The National Social Security Fund entered Phase 4 of its implementation in February 2026, raising the Upper Earnings Limit to KES 108,000. This guide explains how it impacts your take-home pay.
Across many African societies, the custom is not about buying a person; it is about family recognition, negotiation, and the formal meeting of two lineages.
If you send money to family in Nigeria, Ghana, or Kenya, the headline fee is only half the story. The real cost is the transfer fee plus the exchange-rate spread.
Uganda’s Electronic Fiscal Receipting and Invoicing Solution (EFRIS) is a mandatory digital system used by the URA to monitor taxable transactions and VAT.
Charging VAT at the correct rate does not automatically guarantee input VAT recovery. You must ensure your invoices meet specific Electronic Billing Machine standards to remain compliant.
Registering a business in Ghana starts at GH₵130, but total costs vary based on capital duty, GIPC requirements, permits, and professional fees.
Ethiopia is transitioning to a connected electronic invoicing system, requiring VAT-registered businesses to update their sales registration and record-keeping processes.
When the South African Reserve Bank changes the repo rate, the effect on your home-loan repayment usually comes through the bank’s prime lending rate.
One year into South Africa's two-pot retirement system, over 2.4 million withdrawal tax directives have been approved. This article explains what withdrawal actually looks like in practice.
Solar payback in South Africa now depends on rising electricity tariffs, system design, and daily usage patterns rather than just emergency backup needs.
Poultry farming in Nigeria can generate strong sales while still producing a loss. Many new farmers calculate revenue from chicks purchased, ignoring survivors, market weight, and cycle downtime.
APS is the number South African universities use to turn your matric percentages into a single admission score for applications. It uses a 42-point scale based on NSC achievement levels.